Multiple Depositor

Multiple-Depositors Multiparty Payments

How It Works



Insurer initiates a multiparty claim payment
Policyholder Contractor


Each payee selects a stake from the total payment
Policyholder Contractor


Payees deposit their respective payment stakes


  • Process multiparty digital payments
  • Intelligent disbursement workflow
  • Multiple payees deposit payment
  • Funds move directly from payer to payees
  • Built-in compliance wizard
  • Back-office multiparty payment processing
  • Instant payments by an onsite adjuster
  • Payees select a respective payment stake
  • Seamless API integration
  • PII tokenization
  • Disbursements via ACH, Zelle, RTP, Debit Push, etc.
  • Multiparty disbursements to policyholder(s) and vendors

The Multiple-Depositors (Multi-Depositor) protocol for multiparty payments is a payment method exclusively owned and patented by MRoute Corp. It is a robust protocol that addresses a host of multiparty insurance claims disbursement scenarios, including other non-insurance multiparty payment scenarios or use cases.

The Multiple-Depositors protocol enables payment settlements from a payer to multiple payees or parties, who can independently select or negotiate an amount stake in real-time.

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